Earnings Disclaimer
IMPORTANT NOTICE
PLEASE READ THIS EARNINGS DISCLAIMER CAREFULLY BEFORE PURCHASING OR USING ANY OF OUR SERVICES.
This Earnings Disclaimer ("Disclaimer") is an integral part of the Terms of Service between you and AYO Ventures LLC, doing business as The AI Owners ("The AI Owners," "we," "us," or "our"), and applies to all information, content, materials, programs, courses, coaching services, training, consulting, community access, events, webinars, workshops, and any other products or services (collectively, the "Services") provided by us through our websites, mobile applications, online platforms, and any other channels.
By accessing, purchasing, or using any of the Services, you acknowledge that you have read, understood, and agree to be bound by this Earnings Disclaimer in its entirety.
1. Purpose and Scope
1.1 Educational and Informational Purpose
All information, content, strategies, techniques, methodologies, advice, recommendations, and materials provided through the Services are intended solely for educational, informational, and general guidance purposes. The Services are designed to provide knowledge, training, and resources related to online marketing, business development, artificial intelligence applications, automation, digital strategies, and related topics.
1.2 Application of This Disclaimer
This Earnings Disclaimer applies to:
◦ All content presented on our websites, landing pages, and digital properties
◦ All courses, programs, training modules, and educational materials
◦ All coaching sessions, consulting services, and advisory interactions
◦ All webinars, workshops, live events, and recorded presentations
◦ All community discussions, forum posts, and member interactions
◦ All marketing materials, advertisements, promotional content, and sales communications
◦ All emails, newsletters, social media posts, and other communications
◦ All testimonials, case studies, success stories, and examples
◦ All statements made by us, our employees, contractors, affiliates, or representatives
◦ Any other materials or communications provided in connection with the Services
◦ All courses, programs, training modules, and educational materials
◦ All coaching sessions, consulting services, and advisory interactions
◦ All webinars, workshops, live events, and recorded presentations
◦ All community discussions, forum posts, and member interactions
◦ All marketing materials, advertisements, promotional content, and sales communications
◦ All emails, newsletters, social media posts, and other communications
◦ All testimonials, case studies, success stories, and examples
◦ All statements made by us, our employees, contractors, affiliates, or representatives
◦ Any other materials or communications provided in connection with the Services
1.3 Integration with Other Agreements
This Earnings Disclaimer is incorporated into and forms an integral part of our Terms of Service and should be read in conjunction with our Terms of Service and Privacy Policy. In the event of any conflict between this Earnings Disclaimer and the Terms of Service regarding earnings representations, this Earnings Disclaimer will control.
2. No Guarantees of Earnings, Income, or Results
2.1 Absolute Disclaimer of Guarantees
WE MAKE NO GUARANTEES, REPRESENTATIONS, WARRANTIES, PROMISES, OR ASSURANCES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING:
◦ Earnings or Income: Any specific amount of earnings, income, revenue, profits, sales, or financial returns
◦ Business Success: Business growth, expansion, sustainability, profitability, or success
◦ Client or Customer Acquisition: The number, quality, or value of clients, customers, leads, or prospects you may acquire
◦ Return on Investment (ROI): Any specific return on your investment of time, money, or resources
◦ Time to Results: How quickly you may achieve any results or outcomes
◦ Specific Outcomes: Any particular business outcome, milestone, or achievement
◦ Competitive Advantage: That you will gain any competitive advantage in your market or industry
◦ Market Position: That you will achieve any particular market position, ranking, or visibility
◦ Automation or Efficiency Gains: Specific time savings, efficiency improvements, or automation results
◦ Technology Implementation: Successful implementation or adoption of any technologies, tools, or systems
◦ Scalability: That your business will scale or grow in any particular manner
◦ Sustainability: That any results achieved will be sustainable or permanent
◦ Business Success: Business growth, expansion, sustainability, profitability, or success
◦ Client or Customer Acquisition: The number, quality, or value of clients, customers, leads, or prospects you may acquire
◦ Return on Investment (ROI): Any specific return on your investment of time, money, or resources
◦ Time to Results: How quickly you may achieve any results or outcomes
◦ Specific Outcomes: Any particular business outcome, milestone, or achievement
◦ Competitive Advantage: That you will gain any competitive advantage in your market or industry
◦ Market Position: That you will achieve any particular market position, ranking, or visibility
◦ Automation or Efficiency Gains: Specific time savings, efficiency improvements, or automation results
◦ Technology Implementation: Successful implementation or adoption of any technologies, tools, or systems
◦ Scalability: That your business will scale or grow in any particular manner
◦ Sustainability: That any results achieved will be sustainable or permanent
2.2 Illustrative Nature of All Statements
Any and all references to, mentions of, or statements regarding the following are provided for illustrative, educational, and example purposes only and DO NOT constitute guarantees, promises, or predictions:
◦ Dollar amounts, income figures, revenue numbers, or profit margins
◦ Percentage increases or growth rates
◦ Client acquisition numbers or conversion rates
◦ Time frames, timelines, or speed of results
◦ Business metrics, key performance indicators (KPIs), or analytics
◦ Cost savings or efficiency improvements
◦ Market share or competitive positioning
◦ Case studies, success stories, or real-world examples
◦ Testimonials, reviews, or user experiences
◦ Before-and-after comparisons
◦ Projections, forecasts, or estimates
◦ Hypothetical scenarios or examples
◦ Industry benchmarks or averages
◦ Percentage increases or growth rates
◦ Client acquisition numbers or conversion rates
◦ Time frames, timelines, or speed of results
◦ Business metrics, key performance indicators (KPIs), or analytics
◦ Cost savings or efficiency improvements
◦ Market share or competitive positioning
◦ Case studies, success stories, or real-world examples
◦ Testimonials, reviews, or user experiences
◦ Before-and-after comparisons
◦ Projections, forecasts, or estimates
◦ Hypothetical scenarios or examples
◦ Industry benchmarks or averages
These examples are intended solely to demonstrate concepts, illustrate possibilities, and provide context for educational purposes. They are NOT representations of what you can or will achieve.
2.3 Variability of Results
YOUR RESULTS WILL VARY SIGNIFICANTLY AND MAY DIFFER SUBSTANTIALLY FROM ANY EXAMPLES, TESTIMONIALS, OR CASE STUDIES PRESENTED.
Results depend on numerous factors that are unique to each individual and business, many of which are beyond our control or ability to predict. These factors include, but are not limited to:
Individual Factors:
◦ Your personal background, education, and prior experience
◦ Your existing skills, knowledge, expertise, and competencies
◦ Your learning ability, aptitude, and capacity to understand and apply new concepts
◦ Your work ethic, discipline, persistence, and commitment
◦ Your time availability and ability to dedicate consistent effort
◦ Your physical and mental health, energy levels, and personal circumstances
◦ Your creativity, innovation, and problem-solving abilities
◦ Your communication, interpersonal, and leadership skills
◦ Your risk tolerance and decision-making capabilities
◦ Your emotional intelligence and resilience
◦ Your existing skills, knowledge, expertise, and competencies
◦ Your learning ability, aptitude, and capacity to understand and apply new concepts
◦ Your work ethic, discipline, persistence, and commitment
◦ Your time availability and ability to dedicate consistent effort
◦ Your physical and mental health, energy levels, and personal circumstances
◦ Your creativity, innovation, and problem-solving abilities
◦ Your communication, interpersonal, and leadership skills
◦ Your risk tolerance and decision-making capabilities
◦ Your emotional intelligence and resilience
Business Factors:
◦ Your business model, niche, industry, and target market
◦ Your product or service offerings, pricing, and positioning
◦ Your existing business infrastructure, systems, and processes
◦ Your brand reputation, credibility, and market presence
◦ Your competitive advantages or disadvantages
◦ Your existing customer base, email list, or audience
◦ Your website traffic, social media following, or online presence
◦ Your sales and marketing capabilities
◦ Your operational efficiency and execution quality
◦ Your customer service and retention strategies
◦ Your product or service offerings, pricing, and positioning
◦ Your existing business infrastructure, systems, and processes
◦ Your brand reputation, credibility, and market presence
◦ Your competitive advantages or disadvantages
◦ Your existing customer base, email list, or audience
◦ Your website traffic, social media following, or online presence
◦ Your sales and marketing capabilities
◦ Your operational efficiency and execution quality
◦ Your customer service and retention strategies
Resource Factors:
◦ Your financial capital and investment capacity
◦ Your access to credit, funding, or financing
◦ Your team size, quality, and capabilities
◦ Your technology stack, tools, and software
◦ Your physical location and local market conditions
◦ Your network, connections, and relationships
◦ Your access to mentors, advisors, or support systems
◦ Your time resources and competing obligations
◦ Your access to credit, funding, or financing
◦ Your team size, quality, and capabilities
◦ Your technology stack, tools, and software
◦ Your physical location and local market conditions
◦ Your network, connections, and relationships
◦ Your access to mentors, advisors, or support systems
◦ Your time resources and competing obligations
Market and External Factors:
◦ Overall economic conditions and business cycles
◦ Industry trends, disruptions, and changes
◦ Market demand and consumer behavior
◦ Competitive landscape and market saturation
◦ Regulatory environment and legal requirements
◦ Technological changes and innovations
◦ Seasonal variations and timing
◦ Geographic and demographic factors
◦ Cultural and social trends
◦ Unforeseen events, crises, or "black swan" occurrences (pandemics, natural disasters, economic crises, etc.)
◦ Industry trends, disruptions, and changes
◦ Market demand and consumer behavior
◦ Competitive landscape and market saturation
◦ Regulatory environment and legal requirements
◦ Technological changes and innovations
◦ Seasonal variations and timing
◦ Geographic and demographic factors
◦ Cultural and social trends
◦ Unforeseen events, crises, or "black swan" occurrences (pandemics, natural disasters, economic crises, etc.)
Execution Factors:
◦ The quality and consistency of your implementation
◦ Your adherence to recommended strategies and best practices
◦ Your ability to adapt and adjust based on feedback and results
◦ Your testing, optimization, and continuous improvement efforts
◦ Your compliance with applicable laws, regulations, and platform policies
◦ Your ethical business practices and integrity
◦ Your adherence to recommended strategies and best practices
◦ Your ability to adapt and adjust based on feedback and results
◦ Your testing, optimization, and continuous improvement efforts
◦ Your compliance with applicable laws, regulations, and platform policies
◦ Your ethical business practices and integrity
2.4 Acknowledgment of Potential Outcomes
You acknowledge and understand that:
◦ Many users will earn little or no money from applying the information provided in the Services
◦ Some users may lose money due to investments in tools, advertising, inventory, or other business expenses
◦ Some users may experience negative outcomes, including financial loss, opportunity costs, reputational damage, legal issues, or business failure
◦ Past performance is not indicative of future results for you or anyone else
◦ Success requires significant effort, time, and often financial investment with no guarantee of return
◦ Market conditions can change rapidly, making previously effective strategies less effective or ineffective
◦ Competition may increase, reducing the effectiveness of strategies over time
◦ Some users may lose money due to investments in tools, advertising, inventory, or other business expenses
◦ Some users may experience negative outcomes, including financial loss, opportunity costs, reputational damage, legal issues, or business failure
◦ Past performance is not indicative of future results for you or anyone else
◦ Success requires significant effort, time, and often financial investment with no guarantee of return
◦ Market conditions can change rapidly, making previously effective strategies less effective or ineffective
◦ Competition may increase, reducing the effectiveness of strategies over time
3. Testimonials, Case Studies, and Success Stories
3.1 Nature of Testimonials
Testimonials, reviews, success stories, case studies, user experiences, and similar content presented through the Services represent the individual experiences and results of specific users or clients. These testimonials:
◦ Are not typical or average results
◦ Do not represent what most users achieve
◦ Are not guarantees or predictions of your results
◦ May not be independently verified or audited
◦ May represent exceptional or outlier results
◦ May have been achieved under unique circumstances that do not apply to you
◦ Do not represent what most users achieve
◦ Are not guarantees or predictions of your results
◦ May not be independently verified or audited
◦ May represent exceptional or outlier results
◦ May have been achieved under unique circumstances that do not apply to you
3.2 Selection and Presentation
Testimonials and case studies presented in our marketing materials, on our websites, or in our content may be:
◦ Selectively chosen from among all user experiences to highlight positive outcomes
◦ Edited for length, clarity, grammar, or readability while maintaining the substance of the original statement
◦ Presented in a format different from the original submission (e.g., text, video, audio, or graphic format)
◦ Accompanied by compensation or incentives provided to the individuals giving testimonials (where disclosed as required by law)
◦ Not representative of the full range of user experiences, which may include neutral or negative outcomes
◦ Edited for length, clarity, grammar, or readability while maintaining the substance of the original statement
◦ Presented in a format different from the original submission (e.g., text, video, audio, or graphic format)
◦ Accompanied by compensation or incentives provided to the individuals giving testimonials (where disclosed as required by law)
◦ Not representative of the full range of user experiences, which may include neutral or negative outcomes
3.3 Atypical Results
IMPORTANT: THE RESULTS DESCRIBED IN TESTIMONIALS AND CASE STUDIES ARE NOT TYPICAL.
Where required by applicable law, including the Federal Trade Commission (FTC) guidelines and regulations, we explicitly disclose that:
◦ The testimonials and success stories presented are not typical results
◦ Most users do not achieve the results described in testimonials
◦ The experiences described may be exceptional or extraordinary
◦ You should not rely on testimonials as an indication of what you will achieve
◦ Most users do not achieve the results described in testimonials
◦ The experiences described may be exceptional or extraordinary
◦ You should not rely on testimonials as an indication of what you will achieve
3.4 Individual Circumstances
Each testimonial or case study reflects the unique circumstances of that individual, including:
◦ Their prior experience, skills, and knowledge
◦ Their specific business model, niche, and market
◦ Their level of effort, time investment, and execution quality
◦ Their available resources, capital, and support systems
◦ Market conditions and timing at the time they achieved their results
◦ Other factors that may not be disclosed or apparent
◦ Their specific business model, niche, and market
◦ Their level of effort, time investment, and execution quality
◦ Their available resources, capital, and support systems
◦ Market conditions and timing at the time they achieved their results
◦ Other factors that may not be disclosed or apparent
You cannot and should not assume that you will achieve similar results simply because someone else did.
3.5 Verification and Accuracy
While we make reasonable efforts to ensure that testimonials are genuine and accurately represent the experiences of real users:
◦ We do not independently verify or audit all claims made in testimonials
◦ We rely on users to provide truthful and accurate information
◦ We cannot guarantee the accuracy or completeness of all testimonial content
◦ Results described in testimonials may have changed since the testimonial was given
◦ We are not responsible for any inaccuracies or misrepresentations in user-submitted testimonials
◦ We rely on users to provide truthful and accurate information
◦ We cannot guarantee the accuracy or completeness of all testimonial content
◦ Results described in testimonials may have changed since the testimonial was given
◦ We are not responsible for any inaccuracies or misrepresentations in user-submitted testimonials
3.6 No Endorsement of Specific Strategies
The inclusion of a testimonial or case study does not constitute our endorsement, recommendation, or guarantee that:
◦ The specific strategies described will work for you
◦ The strategies are currently effective or compliant with current laws and platform policies
◦ The strategies are suitable for your business, industry, or circumstances
◦ You should implement the same strategies
◦ The strategies are currently effective or compliant with current laws and platform policies
◦ The strategies are suitable for your business, industry, or circumstances
◦ You should implement the same strategies
Always conduct your own due diligence and seek professional advice before implementing any business strategy.
4. Forward-Looking Statements and Projections
4.1 Nature of Forward-Looking Statements
From time to time, we or our representatives may make statements in connection with the Services that could be considered "forward-looking statements." These statements may include:
◦ Projections of future earnings, revenue, or growth
◦ Expectations about market trends or industry developments
◦ Predictions about technology adoption or effectiveness
◦ Estimates of potential outcomes or results
◦ Statements using words like "may," "will," "should," "expect," "anticipate," "believe," "estimate," "project," "potential," or ◦ similar expressions
◦ Expectations about market trends or industry developments
◦ Predictions about technology adoption or effectiveness
◦ Estimates of potential outcomes or results
◦ Statements using words like "may," "will," "should," "expect," "anticipate," "believe," "estimate," "project," "potential," or ◦ similar expressions
4.2 Inherent Uncertainty
Forward-looking statements are inherently uncertain and subject to numerous risks, assumptions, and variables that may cause actual results to differ materially from any projections or expectations expressed.
Forward-looking statements are based on:
◦ Current information and assumptions that may prove incorrect
◦ Historical data that may not be predictive of future results
◦ Market conditions that may change
◦ Subjective judgments and estimates
◦ Factors and variables that may be beyond our knowledge or control
◦ Historical data that may not be predictive of future results
◦ Market conditions that may change
◦ Subjective judgments and estimates
◦ Factors and variables that may be beyond our knowledge or control
4.3 No Guarantee of Accuracy
We make no guarantee, representation, or warranty that:
◦ Any forward-looking statement will prove accurate
◦ Future results will conform to any projections or expectations
◦ Any assumptions underlying forward-looking statements are correct
◦ External factors will not materially affect outcomes
◦ Future results will conform to any projections or expectations
◦ Any assumptions underlying forward-looking statements are correct
◦ External factors will not materially affect outcomes
4.4 Reliance on Forward-Looking Statements
YOU SHOULD NOT RELY ON FORWARD-LOOKING STATEMENTS AS PREDICTIONS OF ACTUAL RESULTS OR OUTCOMES.
Forward-looking statements are provided for illustrative and educational purposes only and should be considered in the context of all the disclaimers and limitations set forth in this Earnings Disclaimer.
4.5 No Obligation to Update
We have no obligation to update, revise, or correct any forward-looking statements to reflect:
◦ Changes in circumstances or assumptions
◦ New information or developments
◦ Actual results that differ from projections
◦ The passage of time
◦ New information or developments
◦ Actual results that differ from projections
◦ The passage of time
5. No Professional Advice
5.1 Educational Content Only
The Services provide educational information and general guidance only. The Services do not provide, and should not be construed as providing, professional advice of any kind.
5.2 Types of Advice Not Provided
We do not provide:
Legal Advice:
◦ We are not attorneys and do not provide legal advice or legal opinions
◦ We do not provide advice on contracts, business formation, intellectual property, employment law, or any other legal matters
◦ Nothing in the Services creates an attorney-client relationship
◦ You should consult a licensed attorney for legal advice specific to your situation
◦ We do not provide advice on contracts, business formation, intellectual property, employment law, or any other legal matters
◦ Nothing in the Services creates an attorney-client relationship
◦ You should consult a licensed attorney for legal advice specific to your situation
Financial Advice:
◦ We are not financial advisors, investment advisors, or registered representatives
◦ We do not provide personalized financial planning, investment recommendations, or portfolio management
◦ We do not provide advice on securities, stocks, bonds, mutual funds, or other investment products
◦ You should consult a licensed financial advisor for advice on your financial situation
◦ We do not provide personalized financial planning, investment recommendations, or portfolio management
◦ We do not provide advice on securities, stocks, bonds, mutual funds, or other investment products
◦ You should consult a licensed financial advisor for advice on your financial situation
Accounting and Tax Advice:
◦ We are not certified public accountants (CPAs), enrolled agents, or tax professionals
◦ We do not provide tax planning, tax preparation, or accounting services
◦ We do not provide advice on tax deductions, credits, reporting requirements, or compliance
◦ Tax laws are complex and vary by jurisdiction
◦ You should consult a licensed tax professional or accountant for advice on your specific tax situation
◦ We do not provide tax planning, tax preparation, or accounting services
◦ We do not provide advice on tax deductions, credits, reporting requirements, or compliance
◦ Tax laws are complex and vary by jurisdiction
◦ You should consult a licensed tax professional or accountant for advice on your specific tax situation
Investment Advice:
◦ We do not recommend specific investments or investment strategies
◦ We do not provide advice on whether to buy, sell, or hold any investment
◦ We do not evaluate the suitability of investments for your circumstances
◦ You should consult a licensed investment advisor before making investment decisions
◦ We do not provide advice on whether to buy, sell, or hold any investment
◦ We do not evaluate the suitability of investments for your circumstances
◦ You should consult a licensed investment advisor before making investment decisions
Business Consulting:
◦ While we provide business education and training, we do not act as your business consultant with fiduciary duties
◦ We do not provide personalized business plans, financial projections, or strategic advice tailored to your specific business
◦ We do not make business decisions on your behalf or assume responsibility for your business outcomes
◦ We do not provide personalized business plans, financial projections, or strategic advice tailored to your specific business
◦ We do not make business decisions on your behalf or assume responsibility for your business outcomes
Other Professional Services:
◦ We do not provide insurance advice, real estate advice, medical advice, or any other specialized professional services
◦ You should consult appropriate licensed professionals for advice in these areas
◦ You should consult appropriate licensed professionals for advice in these areas
5.3 Your Responsibility to Seek Professional Advice
You are solely responsible for:
◦ Seeking advice from qualified, licensed professionals before making any significant business, legal, financial, or investment decisions
◦ Evaluating whether any information provided through the Services is applicable to your specific circumstances
◦ Ensuring compliance with all applicable laws, regulations, tax requirements, and industry standards
◦ Understanding the risks associated with any business activities you undertake
◦ Making your own independent judgments and decisions
◦ Evaluating whether any information provided through the Services is applicable to your specific circumstances
◦ Ensuring compliance with all applicable laws, regulations, tax requirements, and industry standards
◦ Understanding the risks associated with any business activities you undertake
◦ Making your own independent judgments and decisions
Never disregard professional advice or delay seeking it because of information you have accessed through the Services.
5.4 Compliance with Laws and Regulations
You are solely and exclusively responsible for ensuring that your business activities, marketing practices, advertising claims, and operations comply with all applicable:
◦ Federal, state, and local laws and regulations
◦ Industry-specific regulations and standards
◦ Platform policies and terms of service (e.g., Facebook, Google, Instagram, etc.)
◦ Advertising and marketing laws, including truth-in-advertising requirements
◦ Consumer protection laws
◦ Privacy and data protection laws
◦ Intellectual property laws
◦ Employment and labor laws
◦ Tax laws and reporting requirements
◦ Industry-specific regulations and standards
◦ Platform policies and terms of service (e.g., Facebook, Google, Instagram, etc.)
◦ Advertising and marketing laws, including truth-in-advertising requirements
◦ Consumer protection laws
◦ Privacy and data protection laws
◦ Intellectual property laws
◦ Employment and labor laws
◦ Tax laws and reporting requirements
We do not guarantee that any strategies, techniques, or methods discussed in the Services are compliant with all applicable laws or platform policies in your jurisdiction or industry.
Laws and regulations change frequently, and what may be permissible in one jurisdiction or at one time may not be permissible in another jurisdiction or at another time. You must conduct your own legal research and consult with legal counsel to ensure compliance.
6. Assumption of Risk
6.1 Business Risks
You acknowledge and agree that:
◦ All business activities involve inherent risks, including the risk of financial loss, business failure, reputational damage, legal liability, and other adverse outcomes
◦ There is no guarantee of profitability or success in any business venture
◦ Many businesses fail, and even well-planned and well-executed businesses may not succeed
◦ Market conditions, competition, and external factors can negatively impact business results regardless of effort or strategy
◦ Implementing strategies or techniques learned through the Services may not produce positive results and may result in losses
◦ There is no guarantee of profitability or success in any business venture
◦ Many businesses fail, and even well-planned and well-executed businesses may not succeed
◦ Market conditions, competition, and external factors can negatively impact business results regardless of effort or strategy
◦ Implementing strategies or techniques learned through the Services may not produce positive results and may result in losses
6.2 Financial Risks
You acknowledge and agree that:
◦ You may need to invest money in tools, software, advertising, inventory, contractors, or other business expenses with no guarantee of return
◦ You may experience financial losses that exceed your initial investment
◦ Business expenses may be higher than anticipated
◦ Revenue may be lower than anticipated or may not materialize at all
◦ Cash flow challenges may arise
◦ You may incur debt or financial obligations
◦ Economic downturns or market changes may negatively impact your business
◦ You may experience financial losses that exceed your initial investment
◦ Business expenses may be higher than anticipated
◦ Revenue may be lower than anticipated or may not materialize at all
◦ Cash flow challenges may arise
◦ You may incur debt or financial obligations
◦ Economic downturns or market changes may negatively impact your business
6.3 Time and Opportunity Costs
You acknowledge and agree that:
◦ Implementing strategies from the Services requires significant time and effort
◦ Time spent on business activities represents an opportunity cost (time you could have spent on other activities)
◦ Results may take longer to achieve than anticipated, or may never materialize
◦ You may need to sacrifice other opportunities, income sources, or personal time
◦ There is no guarantee that the time and effort invested will produce a positive return
◦ Time spent on business activities represents an opportunity cost (time you could have spent on other activities)
◦ Results may take longer to achieve than anticipated, or may never materialize
◦ You may need to sacrifice other opportunities, income sources, or personal time
◦ There is no guarantee that the time and effort invested will produce a positive return
6.4 Reputational and Legal Risks
You acknowledge and agree that:
◦ Business activities may expose you to reputational risks if things go wrong
◦ You may face customer complaints, negative reviews, or public criticism
◦ You may face legal liability if you violate laws, regulations, or contractual obligations
◦ You may face disputes with customers, vendors, partners, or competitors
◦ You are solely responsible for managing these risks
◦ You may face customer complaints, negative reviews, or public criticism
◦ You may face legal liability if you violate laws, regulations, or contractual obligations
◦ You may face disputes with customers, vendors, partners, or competitors
◦ You are solely responsible for managing these risks
6.5 Technology and Platform Risks
You acknowledge and agree that:
◦ Technology platforms, tools, and systems may change, malfunction, or become unavailable
◦ Platform policies (e.g., Facebook, Google, Instagram) may change, potentially affecting your business
◦ Your accounts on third-party platforms may be suspended, banned, or terminated
◦ Technology strategies that work today may not work in the future
◦ You are responsible for staying informed about platform changes and adapting accordingly
◦ Platform policies (e.g., Facebook, Google, Instagram) may change, potentially affecting your business
◦ Your accounts on third-party platforms may be suspended, banned, or terminated
◦ Technology strategies that work today may not work in the future
◦ You are responsible for staying informed about platform changes and adapting accordingly
6.6 Assumption and Acceptance of All Risks
BY USING THE SERVICES, YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND, AND AGREE THAT:
◦ You assume full responsibility and risk for your business activities and decisions
◦ You are voluntarily choosing to implement strategies and information from the Services at your own risk
◦ We are not responsible or liable for any losses, damages, or adverse outcomes you may experience
◦ You will not hold us responsible for your results or lack of results
◦ You accept all risks associated with business ownership and entrepreneurship
◦ You are voluntarily choosing to implement strategies and information from the Services at your own risk
◦ We are not responsible or liable for any losses, damages, or adverse outcomes you may experience
◦ You will not hold us responsible for your results or lack of results
◦ You accept all risks associated with business ownership and entrepreneurship
6.7 No Guarantee of Risk Mitigation
While the Services may provide information about risk management, best practices, or strategies to improve your chances of success:
◦ We do not guarantee that following any recommendations will eliminate or reduce risks
◦ We do not guarantee that you will avoid losses or negative outcomes
◦ Risk management strategies may not be effective in all circumstances
◦ You remain solely responsible for managing and bearing all risks
◦ We do not guarantee that you will avoid losses or negative outcomes
◦ Risk management strategies may not be effective in all circumstances
◦ You remain solely responsible for managing and bearing all risks
7. Individual Responsibility and Decision-Making
7.1 Your Sole Responsibility
You acknowledge and agree that you are solely and exclusively responsible for:
Evaluation and Due Diligence:
◦ Evaluating all information, strategies, techniques, and recommendations provided through the Services
◦ Conducting your own independent research, analysis, and due diligence
◦ Verifying the accuracy, applicability, and suitability of information for your specific circumstances
◦ Assessing the risks and potential outcomes of any business decisions
◦ Conducting your own independent research, analysis, and due diligence
◦ Verifying the accuracy, applicability, and suitability of information for your specific circumstances
◦ Assessing the risks and potential outcomes of any business decisions
Decision-Making:
◦ Making all business, financial, legal, and operational decisions for your business
◦ Deciding whether to implement any strategies or techniques discussed in the Services
◦ Deciding how to adapt or modify strategies for your specific situation
◦ Accepting full responsibility for the consequences of your decisions
◦ Deciding whether to implement any strategies or techniques discussed in the Services
◦ Deciding how to adapt or modify strategies for your specific situation
◦ Accepting full responsibility for the consequences of your decisions
Implementation and Execution:
◦ The quality, consistency, and effectiveness of your implementation of any strategies
◦ Your adherence to best practices, ethical standards, and legal requirements
◦ Your ability to adapt and adjust based on results and changing circumstances
◦ Your troubleshooting and problem-solving when challenges arise
◦ Your adherence to best practices, ethical standards, and legal requirements
◦ Your ability to adapt and adjust based on results and changing circumstances
◦ Your troubleshooting and problem-solving when challenges arise
Compliance and Legal Obligations:
◦ Ensuring that your business activities comply with all applicable laws and regulations
◦ Obtaining any necessary licenses, permits, or approvals
◦ Filing required tax returns and paying taxes
◦ Protecting intellectual property rights (yours and others')
◦ Complying with consumer protection, privacy, and advertising laws
◦ Complying with platform terms of service and policies
◦ Obtaining any necessary licenses, permits, or approvals
◦ Filing required tax returns and paying taxes
◦ Protecting intellectual property rights (yours and others')
◦ Complying with consumer protection, privacy, and advertising laws
◦ Complying with platform terms of service and policies
Financial Management:
◦ Managing your business finances, cash flow, and expenses
◦ Making investment decisions and allocating resources
◦ Tracking income and expenses
◦ Maintaining adequate insurance coverage
◦ Managing financial risks
◦ Making investment decisions and allocating resources
◦ Tracking income and expenses
◦ Maintaining adequate insurance coverage
◦ Managing financial risks
Results and Outcomes:
◦ Your business results, success, or failure
◦ Any financial gains or losses you experience
◦ Your satisfaction or dissatisfaction with outcomes
◦ Any consequences, positive or negative, that result from your use of the Services
◦ Any financial gains or losses you experience
◦ Your satisfaction or dissatisfaction with outcomes
◦ Any consequences, positive or negative, that result from your use of the Services
7.2 No Reliance on Our Statements
You agree that:
◦ You are not relying on any statements, representations, promises, or guarantees regarding earnings, income, results, or success when deciding to purchase or participate in the Services
◦ You are making your decision based on your own independent evaluation and judgment
◦ You understand that we have made no promises or guarantees about what you will achieve
◦ You have read and understood this Earnings Disclaimer before making your purchase decision
◦ You are making your decision based on your own independent evaluation and judgment
◦ You understand that we have made no promises or guarantees about what you will achieve
◦ You have read and understood this Earnings Disclaimer before making your purchase decision
7.3 Independent Judgment Required
The information provided through the Services is intended to educate and inform, not to make decisions for you. You must:
◦ Exercise your own independent judgment in all business matters
◦ Consider your unique circumstances, goals, and risk tolerance
◦ Seek professional advice when appropriate
◦ Not blindly follow any strategy without critical evaluation
◦ Adapt strategies to your specific situation rather than copying them exactly
◦ Consider your unique circumstances, goals, and risk tolerance
◦ Seek professional advice when appropriate
◦ Not blindly follow any strategy without critical evaluation
◦ Adapt strategies to your specific situation rather than copying them exactly
7.4 No Guarantees from Third Parties
If any employee, contractor, affiliate, partner, or representative of The AI Owners makes any statement that contradicts this Earnings Disclaimer or appears to guarantee results:
◦ Such statements are not authorized and are not binding on us
◦ You should not rely on such statements
◦ This written Earnings Disclaimer controls over any conflicting oral or written statements
◦ You agree to notify us immediately if you believe any unauthorized representations have been made
◦ You should not rely on such statements
◦ This written Earnings Disclaimer controls over any conflicting oral or written statements
◦ You agree to notify us immediately if you believe any unauthorized representations have been made
8. Limitation of Liability for Earnings Claims
8.1 Disclaimer of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AYO VENTURES LLC, THE AI OWNERS, AND ALL RELEASED PARTIES (AS DEFINED IN OUR TERMS OF SERVICE) DISCLAIM ANY AND ALL LIABILITY FOR:
◦ Any reliance you place on earnings-related statements, examples, projections, or expectations
◦ Any financial losses, lost profits, lost revenue, or lost business opportunities you may experience
◦ Any failure to achieve anticipated or hoped-for results
◦ Any disappointment, frustration, or dissatisfaction with your results
◦ Any damages arising from your use of information provided through the Services
◦ Any consequences of your business decisions or activities
◦ Any financial losses, lost profits, lost revenue, or lost business opportunities you may experience
◦ Any failure to achieve anticipated or hoped-for results
◦ Any disappointment, frustration, or dissatisfaction with your results
◦ Any damages arising from your use of information provided through the Services
◦ Any consequences of your business decisions or activities
8.2 No Liability for User Results
We are not responsible or liable for:
◦ Your results or lack of results from using the Services
◦ Your success or failure in implementing strategies from the Services
◦ The effectiveness or ineffectiveness of any strategies for your specific situation
◦ Changes in market conditions, platform policies, or other external factors that affect your results
◦ Your ability or inability to execute strategies effectively
◦ Any errors, omissions, or inaccuracies in the information provided
◦ Your success or failure in implementing strategies from the Services
◦ The effectiveness or ineffectiveness of any strategies for your specific situation
◦ Changes in market conditions, platform policies, or other external factors that affect your results
◦ Your ability or inability to execute strategies effectively
◦ Any errors, omissions, or inaccuracies in the information provided
8.3 Limitation of Damages
To the maximum extent permitted by law, in no event will we be liable for:
◦ Indirect, incidental, consequential, special, exemplary, or punitive damages
◦ Loss of profits, revenue, income, business, or anticipated savings
◦ Loss of data, goodwill, or reputation
◦ Any other intangible losses
◦ Loss of profits, revenue, income, business, or anticipated savings
◦ Loss of data, goodwill, or reputation
◦ Any other intangible losses
As stated in our Terms of Service, our total aggregate liability to you for all claims will not exceed the amount you paid to us in the thirty (30) days preceding the claim, or $100, whichever is greater.
8.4 Basis of the Bargain
You acknowledge and agree that:
◦ The disclaimers and limitations in this Earnings Disclaimer are fundamental elements of the agreement between you and us
◦ We would not provide the Services without these limitations
◦ The pricing of the Services reflects these limitations
◦ These limitations are a reasonable allocation of risk
◦ We would not provide the Services without these limitations
◦ The pricing of the Services reflects these limitations
◦ These limitations are a reasonable allocation of risk
9. Compliance with FTC Guidelines and Regulations
9.1 FTC Endorsement and Testimonial Guidelines
We strive to comply with the Federal Trade Commission's (FTC) guidelines regarding endorsements, testimonials, and advertising claims, including:
◦ The FTC's Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 CFR Part 255)
◦ The FTC Act's prohibition on unfair or deceptive acts or practices
◦ Any other applicable FTC rules, regulations, or guidance
◦ The FTC Act's prohibition on unfair or deceptive acts or practices
◦ Any other applicable FTC rules, regulations, or guidance
9.2 Material Connection Disclosure
Where we have a material connection with individuals providing testimonials or endorsements (such as compensation, free products, or other incentives), we will disclose such connections as required by law.
9.3 Typical Results Disclosure
As required by FTC guidelines, we disclose that:
◦ The testimonials and success stories presented are not typical results
◦ The average person who purchases the Services should not expect to achieve the results described in testimonials
◦ Many purchasers will achieve little or no results
◦ Your results will depend on your individual circumstances, effort, and numerous other factors
◦ The average person who purchases the Services should not expect to achieve the results described in testimonials
◦ Many purchasers will achieve little or no results
◦ Your results will depend on your individual circumstances, effort, and numerous other factors
9.4 Substantiation of Claims
We make reasonable efforts to ensure that any claims we make about the Services are truthful, not misleading, and substantiated by adequate evidence. However:
◦ We do not claim that our Services will produce specific earnings or results for you
◦ Any examples or case studies are provided for illustrative purposes only
◦ We do not track or report average earnings of users
◦ We do not make claims about typical results because results vary too widely to establish a typical outcome
◦ Any examples or case studies are provided for illustrative purposes only
◦ We do not track or report average earnings of users
◦ We do not make claims about typical results because results vary too widely to establish a typical outcome
9.5 Your Responsibility for Compliance
If you use testimonials, make earnings claims, or advertise your own products or services based on what you learned from our Services:
◦ You are solely responsible for complying with all applicable FTC guidelines and regulations
◦ You must ensure that your advertising claims are truthful, not misleading, and substantiated
◦ You must make appropriate disclosures about atypical results, material connections, and other required disclosures
◦ You are responsible for any legal consequences of non-compliance
◦ You must ensure that your advertising claims are truthful, not misleading, and substantiated
◦ You must make appropriate disclosures about atypical results, material connections, and other required disclosures
◦ You are responsible for any legal consequences of non-compliance
10. No Binding Agreements Outside This Document
10.1 Written Agreement Controls
This Earnings Disclaimer, together with our Terms of Service, constitutes the entire agreement between you and us regarding earnings, income, and results representations.
No other statements, representations, or promises are binding on us, including:
◦ Oral statements made by employees, contractors, or representatives
◦ Statements made in sales calls, webinars, or presentations
◦ Statements made in emails, text messages, or other informal communications
◦ Statements made in community forums, social media, or other public spaces
◦ Statements made by affiliates, partners, or third parties
◦ Statements made in sales calls, webinars, or presentations
◦ Statements made in emails, text messages, or other informal communications
◦ Statements made in community forums, social media, or other public spaces
◦ Statements made by affiliates, partners, or third parties
10.2 Modification of Earnings Representations
This Earnings Disclaimer may be modified only by:
◦ A written amendment signed by an authorized representative of AYO Ventures LLC, or
◦ An updated version posted on our website in accordance with the modification procedures in our Terms of Service
◦ An updated version posted on our website in accordance with the modification procedures in our Terms of Service
No employee, contractor, affiliate, or representative has the authority to modify this Earnings Disclaimer or make binding promises about earnings or results on our behalf.
10.3 Superseding Language
If you have entered into a separate written agreement with us that contains specific, express guarantees about earnings or results (such as a signed guarantee document or performance-based contract), the terms of that separate written agreement will control with respect to the specific guarantees stated therein. However:
◦ Any such agreement must be in writing and signed by an authorized representative of AYO Ventures LLC
◦ Verbal promises or informal communications do not constitute such an agreement
◦ This Earnings Disclaimer will continue to apply to all other aspects of the Services not covered by the separate agreement
◦ Verbal promises or informal communications do not constitute such an agreement
◦ This Earnings Disclaimer will continue to apply to all other aspects of the Services not covered by the separate agreement
11. Acknowledgment and Acceptance
11.1 Your Acknowledgment
By purchasing, accessing, or using the Services, you acknowledge and confirm that:
1. You have read this Earnings Disclaimer in its entirety
2. You understand that we make no guarantees about earnings, income, or results
3. You understand that testimonials and examples are not typical results
4. You understand that your results will vary and depend on many factors
5. You are not relying on any earnings representations in making your decision to purchase or use the Services
6. You accept full responsibility for your business decisions and results
7. You assume all risks associated with implementing information from the Services
8. You agree to seek professional advice before making significant business decisions
9. You understand that many users will earn little or no money
10. You may lose money or experience negative outcomes
11. You have had the opportunity to ask questions and seek clarification before purchasing
12. You are making an informed decision based on your own evaluation and judgment
2. You understand that we make no guarantees about earnings, income, or results
3. You understand that testimonials and examples are not typical results
4. You understand that your results will vary and depend on many factors
5. You are not relying on any earnings representations in making your decision to purchase or use the Services
6. You accept full responsibility for your business decisions and results
7. You assume all risks associated with implementing information from the Services
8. You agree to seek professional advice before making significant business decisions
9. You understand that many users will earn little or no money
10. You may lose money or experience negative outcomes
11. You have had the opportunity to ask questions and seek clarification before purchasing
12. You are making an informed decision based on your own evaluation and judgment
11.2 Agreement to Terms
Your purchase, access, or use of the Services constitutes your acceptance of this Earnings Disclaimer and your agreement to be bound by all of its terms and conditions.
If you do not agree with this Earnings Disclaimer, you should not purchase, access, or use the Services.
12. Updates and Modifications
12.1 Right to Modify
We reserve the right to update, modify, or revise this Earnings Disclaimer at any time, for any reason, including to:
◦ Comply with changes in applicable laws or regulations
◦ Reflect changes in our Services or business practices
◦ Provide additional clarifications or disclosures
◦ Correct errors or omissions
◦ Reflect changes in our Services or business practices
◦ Provide additional clarifications or disclosures
◦ Correct errors or omissions
12.2 Notice of Changes
When we make changes to this Earnings Disclaimer:
◦ We will update the "Last Updated" date at the top of this document
◦ The updated version will be posted on our website and accessible through the Services
◦ Your continued use of the Services after the effective date of changes constitutes your acceptance of the updated Earnings Disclaimer
◦ The updated version will be posted on our website and accessible through the Services
◦ Your continued use of the Services after the effective date of changes constitutes your acceptance of the updated Earnings Disclaimer
12.3 Review Responsibility
You are responsible for reviewing this Earnings Disclaimer periodically to stay informed of any updates. We encourage you to check this page regularly.
13. Severability
If any provision of this Earnings Disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction:
◦ The invalid, illegal, or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable
◦ If such modification is not possible, the provision will be severed from this Earnings Disclaimer
◦ The remaining provisions will remain in full force and effect
◦ The invalidity or unenforceability of any provision will not affect the validity or enforceability of any other provision
◦ If such modification is not possible, the provision will be severed from this Earnings Disclaimer
◦ The remaining provisions will remain in full force and effect
◦ The invalidity or unenforceability of any provision will not affect the validity or enforceability of any other provision
14. Governing Law
This Earnings Disclaimer is governed by the same laws and dispute resolution procedures as our Terms of Service, including:
◦ The laws of the State of New Mexico (without regard to conflict of laws principles)
◦ The arbitration provisions set forth in our Terms of Service
◦ The class action waiver and jury trial waiver set forth in our Terms of Service
◦ The arbitration provisions set forth in our Terms of Service
◦ The class action waiver and jury trial waiver set forth in our Terms of Service
Any disputes arising out of or relating to this Earnings Disclaimer will be resolved in accordance with the dispute resolution procedures in our Terms of Service.
15. Contact Information
If you have any questions, concerns, or requests regarding this Earnings Disclaimer, please contact us:
AYO Ventures LLC
Attn: Earnings Disclaimer Inquiry
1209 Mountain Rd NE, Ste R
Albuquerque, NM 87110
United States
Attn: Earnings Disclaimer Inquiry
1209 Mountain Rd NE, Ste R
Albuquerque, NM 87110
United States
Email: support@theaiowners.com
Subject Line: "Earnings Disclaimer Inquiry"
Subject Line: "Earnings Disclaimer Inquiry"
We will make commercially reasonable efforts to respond to inquiries within ten (10) business days.
16. Additional Disclosures
16.1 Investment of Time and Money
Success in business typically requires significant investment of both time and money. You should be prepared to:
◦ Dedicate substantial time to learning, implementing, and optimizing strategies
◦ Invest money in tools, software, advertising, training, and other business expenses
◦ Persist through challenges, setbacks, and periods of little or no results
◦ Continuously learn, adapt, and improve your skills and strategies
◦ Invest money in tools, software, advertising, training, and other business expenses
◦ Persist through challenges, setbacks, and periods of little or no results
◦ Continuously learn, adapt, and improve your skills and strategies
There is no "get rich quick" scheme, "push-button" solution, or "done-for-you" system that guarantees success without effort.
16.2 Competitive Markets
Most markets and industries are highly competitive. You will likely face:
◦ Established competitors with more resources, experience, and market presence
◦ New competitors entering the market
◦ Changing consumer preferences and market dynamics
◦ Price competition and margin pressure
◦ New competitors entering the market
◦ Changing consumer preferences and market dynamics
◦ Price competition and margin pressure
Success requires differentiation, value creation, and competitive advantages that may be difficult to achieve and sustain.
16.3 Learning Curve
Implementing strategies from the Services requires learning new skills and concepts. You should expect:
◦ A learning curve during which you may make mistakes or experience suboptimal resultsThe need to practice and refine your skills over time
◦ The possibility that some strategies may not work for you despite your best efforts
◦ The need for ongoing education and skill development
◦ The possibility that some strategies may not work for you despite your best efforts
◦ The need for ongoing education and skill development
16.4 No Passive Income Guarantee
While the Services may discuss concepts related to automation, scalability, or passive income:
◦ We do not guarantee that you will achieve passive income
◦ Most businesses require ongoing active management, even with automation
◦ "Passive" income typically requires significant upfront work and ongoing maintenance
◦ Automated systems can fail, require updates, or become less effective over time
◦ Most businesses require ongoing active management, even with automation
◦ "Passive" income typically requires significant upfront work and ongoing maintenance
◦ Automated systems can fail, require updates, or become less effective over time
16.5 Platform and Technology Dependence
If strategies discussed in the Services rely on third-party platforms or technologies:
◦ Platforms can change their policies, algorithms, or features at any time
◦ Your accounts can be suspended or terminated
◦ Platforms can shut down or lose popularity
◦ You bear the risk of platform dependence
◦ Your accounts can be suspended or terminated
◦ Platforms can shut down or lose popularity
◦ You bear the risk of platform dependence
We encourage diversification and not relying solely on any single platform or technology.
17. Final Statement
This Earnings Disclaimer is designed to ensure that you have realistic expectations about what you can achieve through the Services. We are committed to providing valuable education and information, but we cannot and do not guarantee your success.
Your success depends primarily on you—your effort, skills, execution, circumstances, and numerous other factors. We provide education and tools, but you must do the work and accept the risks.
If you are not prepared to accept these terms and the inherent uncertainties and risks of business, the Services may not be appropriate for you.
By using the Services, you confirm that you understand and accept all of the terms of this Earnings Disclaimer.
END OF EARNINGS DISCLAIMER
Thank you for taking the time to read this Earnings Disclaimer. We believe in transparency and want you to make informed decisions. If you have any questions or need clarification on any point, please do not hesitate to contact us before purchasing or using the Services.
© 2025 The AI Owners. All rights reserved.